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January 7, 2021
Published by 
Nicole Vullo on January 7, 2021
Nicole Vullo on January 7, 2021The Small Business Administration recently announced that they have extended the deadline to apply for the Economic Injury Disaster Loan (EIDL) program. The deadline is now December 31, 2021. This extension is a result of the recently passed and enacted bipartisan COVID-19 relief bill. The one change is that the EIDL Advance is not currently available as those funds have been fully allocated. Otherwise, EIDL loan applications can be received through December 2021, pending the availability of funds. Please note that the loans continue to be offered with favorable terms such as a 3.75% interest rate for small businesses and 2.75% interest rate for nonprofit organizations, a 30-year repayment with no pre-payment penalties or fees, and an automatic deferment of one year before monthly payments begin. Every eligible business is encouraged to apply to get the assistance they need. You can apply online directly through the […]
January 5, 2021
Published by Nicole Vullo on January 5, 2021
Nicole Vullo on January 5, 2021Long time industry expert to assume responsibility over the day-to-day operations of expanding company Phoenix, AZ— January 5, 2021 — It has been announced today that The Foresight Companies has appointed Chris Cruger as their new Chief Executive Officer which he will hold alongside the role of Managing Partner. His colleague and close friend, Dan Isard, former Managing Partner will continue as the Founder of the company. “We are very honored to announce that we continue to fulfill our long term plan to be able to provide the highest level of service to our clients and for the next generation by having Chris transition to Managing Partner effective January 1, 2021”, Dan Isard recently announced. “There is no one in this profession with the experience, drive and ethics that Chris has. Chris continues to successfully improve our operational and transactional […]
December 29, 2020
Published by Nicole Vullo on December 29, 2020
Nicole Vullo on December 29, 2020Additional PPP loans, EIDL grants, Pandemic Unemployment benefits and other small business relief are arriving in 2021. The total allotted for these new PPP loans is just more than $284 billion. As with the first round, businesses may be qualified for full loan forgiveness if portions are correctly spent within a certain time frame. Please be advised that the information is changing quickly and is based on recent information on the programs. It can and is expected to change. The Foresight team will be checking and revising as new information becomes available. It is strongly suggested that you do not rely solely on this for your financial decisions. Continue reading below as we answer some popular questions related to the new program. Who is eligible for the new PPP Loans? Many small businesses may be eligible for the new PPP […]
December 22, 2020
Published by 
Chris Cruger on December 22, 2020
Chris Cruger on December 22, 2020 Simply put, succession planning is the strategy of passing on leadership roles, and often ownership of a company, to an employee or group of employees. Sounds simple, right? So why is this so difficult to do? – Its because there often isn’t the depth of leadership or skills within a small, often family-run funeral or cemetery business. It is also because many of us have problems letting go! Not long ago, the NFDA and Foundation Partners Group published a study called “2020 Funeral Business Planning Survey” about the state of Succession Planning in the Funeral and Cemetery Industry. The study showed that more than 50% of Owners plan to retire within the next five years (25% within the next 24 months) and more than 50% of those have little or no plan! In a profession where we preach preparedness and […]
December 21, 2020
Published by 
John McQueen on December 21, 2020
John McQueen on December 21, 2020In funeral service, it’s all about that dirty word. Businesses and families alike have all been faced with major challenges in 2020, largely in part due to COVID-19 and the devastating effects it has had on life, liberty and the pursuit of happiness, which includes financial independence. Funeral service is no different … or is it? If you have been in the profession for any significant length of time, you have heard someone say to you, “Well, at least your business is recession proof, because people are always going to die.” Although this may be a true statement in many ways, we have seen the effects of what happens when family and friends cannot come together to honor, celebrate and remember a life well lived. In many instances during the pandemic, we have seen our business shift to one of […]
