Thought Leadership

Most funeral home owners assume that once they decide to sell, the hardest part is over. In reality, deciding to sell is just the beginning. What surprises many owners is not the valuation conversation. It is how quickly a transaction can lose momentum during due diligence. That slow loss of energy is what we call deal fatigue. It rarely shows up as one dramatic event. It shows up in small ways that add up. A buyer asks for “one more” report. A question turns into three follow-ups. Emails sit longer than usual because the owner is still running the business day to day. The timeline stretches, and what started as an exciting next chapter begins to feel like a second full-time job. Deal fatigue is one of the most underestimated risks in a sale. These issues are common, and the […]

Based on mainstream 2026 forecasts, here’s what funeral professionals need to watch. Interest Rates and Business Borrowing in 2026 Let’s start with the big, invisible hand everyone’s felt but no one invited: the Federal Reserve. The Fed controls short-term interest rates by setting the “federal funds rate,” basically what banks charge each other to borrow money overnight. It’s not thrilling—but it drives everything from mortgage rates to commercial loans to your credit card APR. In 2026, that rate is projected by major banks and federal agencies to hover around 3.5–3.75%, down from the 2023 highs, but still miles above the near-zero era of the 2010s. For funeral homes, that means: higher payments on expansion loans, pricier lines of credit, and less room for error if calls dip. On a $1 million, 10‑year note, even a couple of percentage points equals […]